Okay, this is my practical vision for 2013. Like most
Americans, I have credit card debt and I have more than is reasonable. I
know there are people with more, and there are many people with much less, but for me a reasonable amount would
be $0. That, unfortunately, is not going to happen for a few years. So my vision for
this year is to reduce my debt by 25%. And if I stay at my job and do not charge anymore on my cards (a challenge, I know), I can definitely make this happen.
So what
does credit card debt have to do with love? Well, how can I expect to join my whole life, which includes my financial life, with another person if I come into it with a
deficit? How can I ask someone to build a home with me when I'm
trying to dig myself out of a financial sinkhole? Some of my friends would say, "Well, that's why you just marry a guy with money and he can pay it off for you." Hmmm ... okay, sure. But that's not really the kind of partnership I'm looking for.
This is
definitely a vision where I can easily beat myself up over the financial
mistakes I've made in my life, but that is simply not helpful. Those choices made me who I am today and I have learned so much from them. Why should I regret them? Instead, I
will focus on the decisions I can make
today that will make life better in the future.
Good luck, Moods! It's the best feeling to pay off those things! I had to do it after getting way over my head years ago... It's a feeling of freedom to see the balance dropping! :) Love ya!
ReplyDeleteThanks for the encouragement, Stokes!XOXO
DeleteI adore your disposition about making yourself the best you could be before settling down. I mean, yeah, just marrying a rich man to fish you out of your debt could be the easiest way out, but you decide to clean it all by yourself. And I also like how you view things. Even after being stuck in a huge debt, you see it as lesson you’d be stepping on to move forward. Sure, paying all of your debts might take you some time, but with your disposition, I’m sure you’ll make it. Wishing you all the luck!
ReplyDeleteMelody Rosenbaum
Melody! Thank you so much for your words of encouragement and for taking the time to send them to me. All the best to you!
Delete